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Illustrated rates are for 1 – 4 Family Owner Occupied
residential mortgage loans up to $806,500
Annual Percentage Rates (APR) are based on $100,000 for conventional mortgage loans for a purchase or limited cash out refinance with a 40% down payment
Any down payment less than 20% requires Private Mortgage Insurance (PMI)
Subject to credit approval
Illustrated Rates are for 1 – 4 Family Owner Occupied
residential mortgage loans from $806,501 up to $1,500,000
Annual Percentage Rates (APR) are based on $100,000 for conventional mortgage loans with a 25% down payment
Any down payment less than 20% requires Private Mortgage Insurance (PMI)
Subject to credit approval
Fixed Rate Product
Loans from $25,000 - $250,000
1st & 2nd Lien Positions Available
No application or appraisal fees for loans > $25,000
5 - 15 year term options
No prepayment charges
Fixed Rate Product
Loans from $5,000 - $24,999
1st & 2nd Lien Positions Available
Closing Costs Apply for Loans under $25,000
5 - 15 year term options
Variable Rate Product
Credit Lines from $5,000 to $250,000
Credit Lines Under $25,000 – Wall Street Journal Prime Plus 1.25% and rate is currently 8.500% APR
Credit Lines of $25,000 or More – Wall Street Journal Prime and rate is currently 7.25% APR
An Annual Fee of $50 is charged during the draw period (waived for the first year).